In today’s digitally native economy, the concept of embedded finance is now mainstream.
From B2B to creator economy, embedding finance into your product is now table stakes.
And in the Australian landscape, there’s one platform designed for embedded models:
**zngx.io**.
How is ZNGX changing the game?
Traditional payment platforms like Stripe or Square:
- Enforce a black-box acquiring model
- Treat all merchants as identical
- Don’t support AU-first requirements
But with ZNGX:
- You control merchant onboarding
- Embed wallets, payment rails, and transaction logic directly into your platform
- Skip months of licensing, bank partnerships, and audits
Use cases include:
- Marketplaces with dynamic escrow rules
- Lending startups controlling disbursement & repayment APIs
- Logistics & fuel card apps embedding B2B finance
ZNGX’s architecture:
- Webhook-driven event layer
- KYB flows with ABN/ACN, AUSTRAC checks
- Wallet API australian financial regulatory sandbox api with virtual balances
- Payout engine supporting NPP
- AML, sanctions screening, and fraud detection baked in
Instead of plugging into someone else’s flow, ZNGX lets you:
- Embed your own acquiring stack
- Deliver finance as a feature
- Launch regulated flows fast
Security and compliance:
- Tokenized card storage
- AU-hosted cloud
- Regulatory sandbox integration
ZNGX powers:
- Hospitality POS stacks
- Fuel card & fleet finance
- Web3 payments + fiat bridges
Example API flow:
- `POST /onboard` → Verify ABN and sanction lists
- `POST /wallets` → Enable KYC tiering
- `POST /transactions` → Pay out to card/bank
- `POST /rules` → Tie to webhook triggers
- `GET /payouts` → Track batch disbursements
Why ZNGX over other embedded finance platforms?
- Built for CDR + NPP from day one
- No need for backend patching
- 24/7 AU-based dev support
Already building with a global platform?
- Migrate from `Adyen` in weeks
- Maintain token security
- Preserve webhooks and endpoints via compatibility layer
- Get migration support from real engineers
Start building:
- Sign up for sandbox keys
- Embed flows without disrupting users
- Build without fear of regulatory risk
zngx.io = compliance-first embedded finance.
???? [https://zngx.io](https://zngx.io) — Own your stack
Build the infrastructure you control.
Start with ZNGX.